Cashback and Value back Terms & Conditions – Airtel Axis Bank Credit Card (effective from 12-April 2026)
Airtel Axis Bank
Axis Bank
Annual fee
₹500
free if you spend ₹2,00,000 in the year
Joining fee
₹500
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Earns more
6Airport lounge access
Outside IndiaNot confirmed
in the previous quarter
More from the issuer 2
Visit limits and reset periods
Your lounge access benefits will be based on your card spends in the previous 3 calendar months. source ↗
Spend and eligibility
st To access complimentary lounge from 1 May 2024 onwards, minimum spends required will be as follows: source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check Axis Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
10% cashback* on utility bill payments such as gas, electricity, etc., via Airtel Thanks App (Max cap p.m is the base cashback earned during the same statement month)
More rules and steps
25% cashback* on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (Max cap p.m is twice the base cashback earned during the same statement month)
Benefits
3Only after ₹2,00,000 spend in the year
Conditions apply — read the clause.
Earns nothing
3Spend here and the terms say you earn no rewards.
Terms disagree
2Two clauses say different things. We are not guessing which one applies.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
While you continue to enjoy the benefits on your AIRTEL AXIS BANK CREDIT CARD , effective 12-April-2026 the following revisions will be applicable on your credit card:
Every line above is read from Axis Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.