What’s changing

Dates the issuers print in their terms for something changing, with the sentence each came from. 4 still to come.

Still to come

4
ICICI BankEmeralde

With effect from October 10 , 2026 , ICICI Bank Emeralde Mastercard Credit Cardholders are eligible to receive an exclusive Birthday Benefit voucher from Postcard Hotels worth ₹5,000.

Please Note: No IndiGo BluChips will be rewarded on cash transactions and transactions converted to EMI Effective26th October 2026, earn 1IndiGo BluChip on every ₹100spent on internationalpurchases

*Effective 26th October 2026, the reward point earning structure on UPI transactions will be revised as mentioned

The statement is generated on the 20 th of every month. Effective 26th October 2026, the reward point earning structure on UPI transactions will be revised asfollows:​

Recently in force

31
HSBCHSBC Live+

months; and 1 complimentary international lounge visit w.e.f. 1st September 2026.

HSBCHSBC Live+

Lounge and Travel Benefits Avail 3 Complimentary airport lounge visits annually – 2 complimentary domestic lounge visits limited to one usage every 6 calendar months; and 1 complimentary international lounge visit w.e.f. 1st September 2026.

Axis BankReserve

W.e.f. 28th August 2026, Spends made under “Gift Card” merchant category will not earn reward points and will not be considered towards spend threshold for spend based fee waiver.

Axis BankReserveand 1 other card from Axis Bank

Additionally, effective 20 Apr 2024, spends threshold for Annual Fee reversal will also exclude transactions identified through Merchant Category Codes falling under the following categories: Insurance, Gold and Fuel. Effective 28 Aug 2026, spends threshold for Annual Fee reversal shall also exclude transactions on Gif

Axis BankATLAS

In addition to current category exclusions, spends threshold for Milestone achievement will exclude transactions st done on bridge fees, road fees & tolls w.e.f. 21 August, 2026

IndusInd BankIndusInd Bank Avios Visa Infiniteand 11 other cards from IndusInd Bank

Try a different keyword. Revision in Service Charges w.e.f. 1st August 2026 Revision in PIONEER Program Benefits and Charges - Effective Jan'26 Revision in service fees - Effective Jan'26 Revision in ATM Charges w.e.f.

IDFC FIRST BankFIRST Private

Dine with Visa: Enjoy exclusive access to premium restaurants across India with curated menus and seamless reservations. Milestone Benefits Effective 17th July 2026,spend based milestones have been discontinued on FIRST Private Credit Card.

IDFC FIRST BankFIRST Private

Important Note: th The Club ITC Culinaire Membership benefit will be discontinued effective 17 July 2026.

A date printed in the terms is not the same as a change being announced to you. Issuers also change things without printing a date at all, and those are invisible here until the wording itself changes between two of our runs.