Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Flipkart Wholesale HDFC Bank
HDFC Bank
Annual fee
₹499
free if you spend ₹3,00,000
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Earns more
4capped at ₹2,000 per month
Airport lounge access
Within IndiaNot confirmed
Outside IndiaNot confirmed
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
1% CashBack on all other spends will be capped at 25,000 per month
More rules and steps
5% CashBack on Flipkart Wholesale Online Spends, capped at ₹2,000 per month
Redemption of Travel Reward Points will be capped at 50,000 points per month
d. Maximum capping for 1% cashback on all other spends is Rs.25,000 per month.
Benefits
3Only after ₹3,00,000 spend in the year
Earns, up to a limit
1The normal rate, until a ceiling in the terms.
Earns nothing
4Spend here and the terms say you earn no rewards.
Terms disagree
3Two clauses say different things. We are not guessing which one applies.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.