*Effective 26th October 2026, the reward point earning structure on UPI transactions will be revised as mentioned
FIRST Micro Enterprise
IDFC FIRST Bank
Spending abroad
0% markup
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Airport lounge access
Within IndiaNot confirmed
Outside IndiaNot confirmed
Check IDFC FIRST Bank's current card page
Points
Make the most of this card
We have not yet verified a practical rewards guide from this card's own documents.
Benefits
1Conditions apply — read the clause.
Earns nothing
10Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
The statement is generated on the 20 th of every month. Effective 26th October 2026, the reward point earning structure on UPI transactions will be revised asfollows:
Every line above is read from IDFC FIRST Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.