W.e.f. 28th August 2026, Spends made under “Gift Card” merchant category will not earn reward points and will not be considered towards spend threshold for spend based fee waiver.
Reserve
Axis Bank
Annual fee
₹50,000
free if you spend ₹35,00,000
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Earns more
5capped at 5 times a month
Airport lounge access
More from the issuer 1
Spend and eligibility
The Priority Pass card will not be valid for accessing domestic airport lounges in India. To access eligible domestic airport lounges in India, please present only your Axis Bank RESERVE Credit Card along with your boarding pass at the lounge reception for authentication. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check Axis Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
• All existing Miles transfer partners will be divided in two Groups (Group A & Group B). For redemption through Miles Transfer Program, the customer will be able to transfer maximum of 1 lakh EDGE REWARD Points cumulatively to Group A partners and maximum of 4 lakh EDGE REWARD Points cumulatively to Group B partners. For the th current calendar year, this capping will be applicable from 20 Apr’24 to 31st Dec’24. From next calendar year onwards, capping will be applicable from 1st Jan’25 to 31st Dec’25.
Use the bonus earning channel
• You will earn 2X EDGE REWARD Points on international spends i.e. 30 EDGE REWARD Points per INR 200, on international spends^ upto your credit limit per calendar month. Thereafter, you will earn 15 EDGE REWARD Points per INR 200 on international spends. • 15 EDGE REWARD base points will be credited within T+7 days and remaining accelerated th 15 EDGE REWARD points will be credited on 45 day from respective calendar month end, on all eligible international transactions.
Benefits
6Conditions apply — read the clause.
Conditions apply — read the clause.
Earns nothing
11Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
Additionally, effective 20 Apr 2024, spends threshold for Annual Fee reversal will also exclude transactions identified through Merchant Category Codes falling under the following categories: Insurance, Gold and Fuel. Effective 28 Aug 2026, spends threshold for Annual Fee reversal shall also exclude transactions on Gif
Every line above is read from Axis Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.