Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
All Miles
HDFC Bank
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Earns more
1Airport lounge access
Within IndiaNot confirmed
Outside IndiaNot confirmed
More from the issuer 1
Visit limits and reset periods
Lounge Access the representative text of the English version of the Most Important Terms and Conditions. Priority Pass - Charge of $27 + taxes, will be applicable on all the lounge visits exceeding the The Cardmember agrees and acknowledges complimentary cap. that in the event of any inconsistency between Complimentary priority pass membership the texts in English and regional languages of for Primary and add-on card holders with the Most Important Terms and Conditions, the unlimited lounge access for priority pass card text in English shall prevail and shall be binding holder. on the Cardmember. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
We have not yet verified a practical rewards guide from this card's own documents.
Benefits
3Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
1The normal rate, until a ceiling in the terms.
Earns nothing
6Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.