Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Diners Club Black
HDFC Bank
Annual fee
₹10,000
Earns more
6capped at 1000 RP per day
Airport lounge access
More from the issuer 4
Visit limits and reset periods
Lounge access is available to Primary & Add on Card holders basis shared benefit count (If benefit is 2 visits per calendar quarter, those 2 visits would be combined for Primary & add on card holder).
The card provides two complimentary airport lounge accesses every quarter and additional features like Smart EMI and contactless payments.
If for any card lounge access is unlimited, this would not be applicable.
Where access works
For Domestic lounge list, For International lounge list, please check Diners Travel Tool App for TnC Spend INR 80,000 or more to avail 2 voucher worth INR 500 from Tata Cliq, Uber, Book My Show or Cult Fit.
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Plan for a spend milestone
Monthly Milestone Benefits: All Diners Club Black card members can select any two monthly milestone benefits from a choice cult.fit Live 1-month subscription or BookMyShow or TataCLiQ or Uber cabs vouchers worth Rs. 500 every month provided your net spend Rs. 80,000 in a calendar month
More rules and steps
Annual Benefits: Above Complimentary memberships can also be availed at the time of card anniversary (Card anniversary is 12 months from card open month) subject to achieving annual spend milestone of Rs 8 Lakhs for Diners Club Black. The merchants as applicable in the offer, at the time of card anniversary can be availed.
Benefits
8Conditions apply — read the clause.
Earns, up to a limit
4The normal rate, until a ceiling in the terms.
capped at 2000 Reward Points per calendar month
capped at 2000 Reward Points per calendar month
capped at 2000 Reward Points per calendar month
Earns nothing
6Spend here and the terms say you earn no rewards.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.