Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Doctor's Regalia
HDFC Bank
Annual fee
₹2500
Spending abroad
2% markup
Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.
Earns more
1Airport lounge access
More from the issuer 6
Visit limits and reset periods
Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. source ↗
Spend and eligibility
All usage of the Participating Airport Lounges under the Program is conditional upon presentation of a valid eligible Card, and the Bank, in its sole and absolute discretion, may alter, source ↗
How to enter
When presenting the Priority Pass card on entering the lounge, lounge staff will either electronically scan or take an imprint of the card and issue a 'Record of Visit' voucher or receipt to the cardholder or make a log entry. The cardholder must sign the 'Record of Visit' voucher or receipt, or sign the electronic reader (as applicable), which will also reflect the exact number of accompanying guests, if any, but does not show any per person per visit charge. The charge per visit for the cardholder, where relevant, and that for any guests will be based on the 'Record of Visit' voucher/receipt/log submitted by the lounge operator. source ↗
The lounge staff, will where appropriate, make a voucher imprint/log entry of the Priority Pass card, and the cardholder is responsible for ensuring the 'Record of Visit' voucher/receipt/log correctly reflects their own usage and that of any guests at the time of using the lounge. Where applicable, the cardholder is responsible for retaining the 'Cardholder's' copy of the 'Record of Visit' voucher or receipt presented to them at the lounge. source ↗
Primary, add-on and guests
l. Priority Pass Lounge Charges: (For Regalia / Regalia Activ / Doctor's Regalia / Regalia Gold/ Tata Neu Infinity/ Business Regalia/ BizPower) : All lounge visits within India using Priority Pass will be charged at $27 (in INR equivalent) + Taxes per person per visit. All lounge visits outside India beyond the complimentary cap will be charged at $27 (in INR equivalent) - Taxes per person per visit. Please refer the product features of the card for details on bank website. All guest/s (person accompanying the priority pass holder) will be charged at $27 (in INR equivalent) + Taxes per person per visit. source ↗
Validity and timing
Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 - 3 hours) to prevent overcrowding. This is at the discretion of the individual Lounge operator who may impose a charge for extended stays. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per day
Benefits
4Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
3The normal rate, until a ceiling in the terms.
capped at 2000 Reward Points per calendar month
Earns nothing
6Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.