Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Intermiles Platinum
HDFC Bank
Fee waived if you
spend ₹2,50,000
Earns more
4Airport lounge access
More from the issuer 1
Visit limits and reset periods
8 complimentary visits per year, 2 per quarter through the MasterCard Lounge Program. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
We have not yet verified a practical rewards guide from this card's own documents.
Benefits
4Only after ₹2,50,000 spend
Conditions apply — read the clause.
Earns nothing
8Spend here and the terms say you earn no rewards.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.