Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
InterMiles Signature
HDFC Bank
Earns more
1capped at ₹1,000
Airport lounge access
More from the issuer 4
Visit limits and reset periods
MasterCard Lounge Program: Avail 16 complimentary visits (4 per quarter).
Where access works
Lounge Visits outside India exceeding the complimentary visits charged at US $27 + GST as applicable per person per visit. source ↗
Charges and exclusions
Lounges might charge a nominal fee for card validation, depending on the network program.
*The above fee is indicative, and usage charges may vary from lounge to lounge. Please visit www.prioritypass.com for more details. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
We have not yet verified a practical rewards guide from this card's own documents.
Benefits
3Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
4The normal rate, until a ceiling in the terms.
capped at 2000 Reward Points per calendar month
capped at 2000 Reward Points per calendar month
capped at 70% Version 2.3 Dated – Nov- 2024 of the booking value through Reward
capped at 70% Version 2.3 Dated – Nov- 2024 of the booking value through Reward
Earns nothing
10Spend here and the terms say you earn no rewards.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.