Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Marriott Bonvoy® HDFC Bank
HDFC Bank
Earns more
7Airport lounge access
More from the issuer 16
Visit limits and reset periods
Lounge Benefits 12 Complimentary access within India (both at domestic and international terminals) using the Marriott Bonvoy® HDFC Bank Credit Card each year source ↗
12 complimentary visits to international lounges outside India using the Marriott Bonvoy HDFC Bank Credit Card each year. To view list of International Lounges, visit DCI travel tool app .
Complimentary access within India (both at domestic and international terminals) every year. To view list of Domestic lounges, source ↗
Spend and eligibility
Primary Cardmember and Supplementary Cardmembers can utilize the lounge access benefit. however guests of Cardmembers are not eligible to use the lounge access benefit.
All usage of the Participating Airport Lounges under the Program is conditional upon presentation of a valid eligible Card, and the Bank, in its sole and absolute discretion, may alter, cancel, or amend eligibility of any credit card, or card feature/benefits, at any time without prior notice.
How to enter
To use the Participating Airport Lounge, customer's card access within India with Marriott must be validated at point of entry by swiping a transaction Bonvoy HDFC Bank Credit Card of a nominal charge.
Admittance to lounges is conditional upon presentation of a valid Priority Pass Card only and the HDFC Bank Credit Card would not be accepted on behalf of the Priority Pass Card.
Admittance to lounges are subject to the Cardmember holding a valid ticket of travel on the same day in an airline flying out of the airport in which the lounge is present.
Primary, add-on and guests
Accompanying children are subject to full guest fees unless otherwise stated in the lounge listing.
Participating lounges are not obligated to announce flights, neither HDFC Bank Ltd. or Priority Pass group of companies shall be held responsible for direct and indirect loss arising through the Cardmember or their guests failing to board the aircraft on time.
Admittance into lounges is subject to members and guests behaving and dressing in an orderly and correct manner.
Validity and timing
Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 - 3 hours) to prevent overcrowding. This is at the discretion of the individual Lounge operator who may impose a charge for extended stays.
Where access works
HDFC Bank or Priority Pass are not responsible for the non-availability or loss arising due to non-availability of lounge or associated services.
Participating lounges may reserve the right to fix a maximum stay policy to avoid overcrowding.
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Plan for a spend milestone
*Terms & Conditions Apply - Click Here (opens in a new tab) Additional Benefits Milestone Benefits 1 Free Night Award on Eligible Spend of INR 6 lakhs in an Anniversary Year*
Benefits
7Earns, up to a limit
1The normal rate, until a ceiling in the terms.
Earns nothing
10Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.