Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
PIXEL Play
HDFC Bank
Annual fee
₹500
free if you spend ₹20,000
Earns more
19Airport lounge access
Within IndiaNot confirmed
Outside IndiaNot confirmed
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
This 1% Cashback will be capped at 15000 CashPoints • The CashPoints capping will be basis the calendar month, the transaction settled in the system between the 1st to 30/31st of the calendar month will be considered for the capping calculations.
More rules and steps
CashPoints Redemption – Terms & Conditions • The redemption of the CashPoints will be at the rate of 1 CashPoint = ₹1 PayZapp Cashpoint • The CashPoints will be transferred to PayZapp Cashpoint account post placing the redemption request in the app. • The minimum CashPoints balance required for redemption is 1,000 CashPoints. • Unredeemed CashPoints will expire/lapse after 2 years of accumulation.
Benefits
3Earns, up to a limit
1The normal rate, until a ceiling in the terms.
capped at 2,000 CashPoints per day
Earns nothing
18Spend here and the terms say you earn no rewards.
Terms disagree
1Two clauses say different things. We are not guessing which one applies.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.