Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Regalia
HDFC Bank
Annual fee
₹2,500
Spending abroad
3.5% markup
Earns more
7Airport lounge access
in the previous quarter
More from the issuer 12
Visit limits and reset periods
Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. source ↗
<span class="section-title">Card Benefits and Features</span></h2> "> Card Benefits and Features Lifestyle Benefits Complimentary Airport Lounge Access: Up to 2 complimentary lounge access vouchers every quarter for Self and Addon member based on spends of minimum ₹ 1 lakh per calendar quarter.
Eligible cardholders enjoy 2 complimentary domestic lounge visits from the 5th of each calendar quarter as per revision below.
Spend and eligibility
From 5th Jan'2026, the spends based complimentary domestic lounge shall be available through lounge voucher sent to the eligible customers.
to check the list of eligible domestic lounges Priority Pass Apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Business Regalia Credit Card.
How to enter
When presenting the Priority Pass card on entering the lounge, lounge staff will either electronically scan or take an imprint of the card and issue a 'Record of Visit' voucher or receipt to the cardholder or make a log entry. The cardholder must sign the 'Record of Visit' voucher or receipt, or sign the electronic reader (as applicable), which will also reflect the exact number of accompanying guests, if any, but does not show any per person per visit charge. The charge per visit for the cardholder, where relevant, and that for any guests will be based on the 'Record of Visit' voucher/receipt/log submitted by the lounge operator. source ↗
The lounge staff, will where appropriate, make a voucher imprint/log entry of the Priority Pass card, and the cardholder is responsible for ensuring the 'Record of Visit' voucher/receipt/log correctly reflects their own usage and that of any guests at the time of using the lounge. Where applicable, the cardholder is responsible for retaining the 'Cardholder's' copy of the 'Record of Visit' voucher or receipt presented to them at the lounge. source ↗
Primary, add-on and guests
HDFC Bank Regalia Credit Card cardholders can use a priority pass to access up to 6 complimentary international lounges for themselves and their add-ons. source ↗
To know about your lounge access history, write a mail to pp@prioritypass.com.hk . Please provide name, complete 18-digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then provide all the PP Numbers. source ↗
Where access works
For Diners Club Card, Priority Pass is not required to access complementary 6 international lounge access. Cardholders can access international lounge using Diners Club Card. source ↗
Dining Privileges with Good Food Trail Program and get up to 7.5% discount on partner restaurant restaurants via Swiggy Dineout on paying with HDFC Bank Regalia Credit Card. 24 X 7 Exclusive Concierge Services on your HDFC Bank Regalia Credit Card. call us: Call us on: 1860 425 1188 (India) / Email ID: regalia.support@smartbuyoffers.co for list of domestic lounges, to be checked before approaching an airport lounge.
Yes, the Business Regalia Credit Card offers complimentary airport lounge access within India and internationally.
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
3. Redemption of Travel Reward Points will be capped at 50,000 points per month.
More rules and steps
2. Reward points earned on Grocery transactions will be capped to 2,000 per month.
The maximum reward points that can be earned in a statement cycle for Regalia is 50,000
Reward Points accrued for insurance transactions are capped at a maximum of 2,000 points per month.
Benefits
5Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
1The normal rate, until a ceiling in the terms.
capped at 2000 RP per calendar month c
Earns nothing
8Spend here and the terms say you earn no rewards.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.