Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Shoppers Stop HDFC Bank
HDFC Bank
Earns more
2Airport lounge access
More from the issuer 8
Visit limits and reset periods
Any accompanying guests shall be charged at the prevailing retail lounge visit rates, which is currently US$ 27.00 and which may be changed by Priority Pass Limited from time to time.
How to enter
Admittance to lounges is conditional upon presentation of a valid Priority Pass Card only and the HDFC Bank Credit Card would not be accepted on behalf of the Priority Pass Card.
Admittance to lounges are subject to the Cardmember holding a valid ticket of travel on the same day in an airline flying out of the airport in which the lounge is present.
Primary, add-on and guests
The lounge access is subject to the terms and conditions of PriorityPass and can be changed from time to time. HDFC Bank reserves the right to withdraw the feature at any time with due notice to the Cardmember. Accompanying children are subject to full guest fees unless otherwise stated in the lounge listing. Participating lounges may reserve the right to fix a maximum stay policy to avoid overcrowding. The following is in total discretion of the lounge operator. Participating 17 source ↗
lounges are not obligated to announce flights, neither HDFC Bank Ltd. or Priority Pass group of companies shall be held responsible for direct and indirect loss arising through the Cardmember or their guests failing to board the aircraft on time.
Admittance into lounges is subject to members and guests behaving and dressing in an orderly and correct manner.
Where access works
HDFC Bank or Priority Pass are not responsible for the nonavailability or loss arising due to non-availability of lounge or associated services.
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
We have not yet verified a practical rewards guide from this card's own documents.
Benefits
3Earns, up to a limit
2The normal rate, until a ceiling in the terms.
Earns nothing
12Spend here and the terms say you earn no rewards.
Earns the normal rate
3Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.