Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Swiggy BLCK HDFC Bank
HDFC Bank
Annual fee
₹1000
free if you spend ₹75,000
Joining fee
₹1000
Earns more
5Airport lounge access
Within IndiaNot confirmed
Outside IndiaNot confirmed
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
*Capping of Rs. 1000 per billing cycle is applicable for 1% Cashback Categories with Swiggy BLCK HDFC Bank Credit Card
More rules and steps
*Capping of Rs. 1500 per billing cycle is applicable for 10% Cashback Categories with Swiggy BLCK HDFC Bank Credit Card
*Capping of Rs.1500 per billing per cycle is applicable on eligible 5% Cashback categories with Swiggy BLCK HDFC Bank Credit Card.
Benefits
6Only after ₹2,00,000 spend in the year
Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
1The normal rate, until a ceiling in the terms.
Earns nothing
16Spend here and the terms say you earn no rewards.
Earns the normal rate
1Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.