Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Tata Neu Plus
HDFC Bank
Annual fee
₹499
free if you spend ₹1,00,000
Earns more
4Airport lounge access
Conditions apply
More from the issuer 19
Visit limits and reset periods
W.e.f 10-Jun-2025, Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Vouchers per calendar quarter (up to 4 per calendar year). for the list of eligible domestic lounge access. source ↗
1.Upon receiving the qualification Email/ SMS for Quarterly Domestic Lounge Access Voucher from hdfcbanktataneucreditcard@gyftr.com .
Spend and eligibility
Lounge access on Tata Neu HDFC Bank Credit Card is based on your credit card spends from 10-Jun-2025. source ↗
The Lounge voucher after claiming can be used only in the eligible lounge list as updated on the product page. source ↗
How to enter
Complimentary lounge access on direct swipe-off is discontinued effective midnight of 11-Jun-2025 23:59:59 hrs. With the discontinuation of complementary visits, Customer can still avail lounge directly using the Credit card on Chargeable basis as per the rates applicable and communicated by the lounge staff. source ↗
Complimentary lounge access on direct swipe-off is discontinued effective midnight of 11-Jun-2025 23:59:59 hrs. With the discontinuation of complementary visits, Customer can still avail lounge directly using the Credit card on Chargeable basis as per the rates applicable and communicated by the lounge staff. source ↗
Validity and timing
Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 - 3 hours) to prevent overcrowding. This is at the discretion of the individual Lounge operator who may impose a charge for extended stays
Where access works
State City Lounge Terminal Terminal No Karnataka Bangalore 080 Domestic Lounge West PH1 Domestic Terminal 1 source ↗
Updated on 21-Jul-26 Complimentary Domestic Airport Lounge Access Program for Credit Cards List of Lounges th (with effect from 15 May 2023) source ↗
Karnataka Bangalore 080 Domestic Lounge West PH2 Domestic Terminal 1 source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Plan for a spend milestone
Earn up to 1% back as NeuCoins on eligible UPI spends. Domestic Lounge Access benefit is Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Voucher per calendar quarter (up to 4 per calendar year).
Benefits
5Conditions apply — read the clause.
Conditions apply — read the clause.
Only after ₹50,000 spend in the quarter
Conditions apply — read the clause.
Earns, up to a limit
1The normal rate, until a ceiling in the terms.
Earns nothing
8Spend here and the terms say you earn no rewards.
Earns the normal rate
4Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.