months; and 1 complimentary international lounge visit w.e.f. 1st September 2026.
HSBC Live+
HSBC
Joining fee
₹999
Fee waived if you
spend ₹200,000
Earns more
9capped at ₹ 1,200 per billing cycle
Airport lounge access
More from the issuer 10
Visit limits and reset periods
1 Complimentary International Airport Lounge visit in a calendar year, at participating airport lounges outside India . source ↗
Lounge and Travel Benefits Avail 3 Complimentary airport lounge visits annually – 2 complimentary domestic lounge visits limited to one usage every 6 calendar months; and 1 complimentary international lounge visit w.e.f. 1st September 2026. source ↗
Spend and eligibility
The list of eligible Airport Lounges is subject to change, from time to time. The list of Airport Lounges is available on the dedicated platform itself and may be modified, added, or withdrawn by the partner/Bank without prior notice.
How to enter
For availing the International Airport Lounge Access or the global eSIM, visit the dedicated platform for Live+ cardholders: https://hsbcliveplus.thriwe.com . (Customers should activate their benefits from this page only) source ↗
Primary, add-on and guests
Lounge access charge for guests is not complimentary. source ↗
Validity and timing
Lounge Booking must be made at least 23 hours prior to the date of lounge visit.
Where access works
Access is available only at participating airport lounges located within terminals in India
Please visit: Visa Airport Lounge Access Program | Offers | Visa to find the list of participating lounges and additional Terms and Conditions as defined by Visa. This list of lounges is subject to change, from time to time. The list of lounges may be modified, added or withdrawn by Visa/Bank from time to time without prior notice. source ↗
Access process and validation At participating lounges, Cardholders must: source ↗
Charges and exclusions
Any lounge access beyond the complimentary entitlement will be charged to the Card in accordance with the applicable lounge access fee and taxes.
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HSBC's current card page
Points
Make the most of this card
Keep the rewards you earn
10% cashback capped at INR1,200 a month. Exclusions apply to 1.5% unlimited cashback.
More rules and steps
4. 10% cashback for spends made on Myntra, plus on all other eligible categories (i.e. dining, food delivery, grocery, utility and shopping) is collectively capped at ₹ 1,200 per billing cycle.
Benefits
1Earns nothing
9Spend here and the terms say you earn no rewards.
Earns the normal rate
2Dated changes
2Dates the terms name for something changing.
Lounge and Travel Benefits Avail 3 Complimentary airport lounge visits annually – 2 complimentary domestic lounge visits limited to one usage every 6 calendar months; and 1 complimentary international lounge visit w.e.f. 1st September 2026.
Every line above is read from HSBC's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.