HSBC Premier
HSBC
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Earns more
3Airport lounge access
More from the issuer 27
Visit limits and reset periods
Make the most of the airport lounge services with unlimited complimentary lounge access in a year for the Cardholder along with 8 complimentary lounge visits for your guests. You will be able to avail of these complimentary lounge accesses at participating international lounges overseas airports source ↗
Guests accompanying Cardholders can avail 8 complimentary international airport lounge visits in a calendar year. Post that, the lounge access charge for guests accompanying the primary Cardholders will be Indian Rupees equivalent of USD 27 plus taxes per person per visit. source ↗
Unlimited complimentary lounge access per Cardholder per year permitted source ↗
Spend and eligibility
Get lounge access at over 1,400 airports, international travel insurance and worldwide assistance. Each time you spend on your card, you will earn rewards that can be used on shopping, dining, entertainment and airline miles. Get 1% fuel surcharge waiver at all fuel stations across India on transactions from INR400 to INR4,000[@fuel-surcharge-waiver-rewards] Earn up to 12X reward points on hotels, flights and car rentals on Travel with Points Travel the world Go wherever life takes you, with exciting extras. source ↗
Eligible Cardholders will get access to the lounge, and food and beverages as applicable under the agreement between Mastercard and the lounge. Cardholder is advised to check what services and facilities are covered in the Mastercard Lounge access programme source ↗
Primary, add-on and guests
After you have exceeded the 8 complimentary guest accesses, the applicable lounge access fee (plus taxes) will be charged to your credit card account source ↗
Validity and timing
Under this feature, Cardholders will get a complimentary membership to LoungeKey, (hereinafter referred to as ‘Feature’). The Feature will be available to the Cardholder till the validity of the Premier credit card. If the Premier credit card is blocked/cancelled/lost/reclassified, then Cardholders will cease to have access to this benefit. source ↗
Where access works
This programme is applicable till 31 December 202 6 LoungeKey Terms and Conditions source ↗
LoungeKey membership allows preferential access to over 1,400 international airport lounges outside India. source ↗
LoungeKey – Airport lounge access programme outside India Travelling is not just the joy of reaching the destination, but the pleasant surprises that make the journey worthwhile. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HSBC's current card page
Points
Make the most of this card
Use the bonus earning channel
Earn 6X reward points on Apple purchases made on the HSBC Unicorn portal. Find out more
More rules and steps
Earn up to 12X reward points on hotels, flights and car rentals on Travel with Points. Find out more
Benefits
4Earns nothing
3Spend here and the terms say you earn no rewards.
Earns the normal rate
2Every line above is read from HSBC's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.