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HSBC RuPay Cashback

HSBC

Annual fee
₹499
free if you spend ₹200,000
Joining fee
₹499

Earns more

5

Airport lounge access

More from the issuer 8

Visit limits and reset periods

After the Cardholder exceeds the quota of 2 complimentary visits per quarter, the applicable lounge access fee (plus taxes) will be charged to the Credit Card account. source ↗

Customers will get four complimentary lounge access, one per quarter.

How to enter

At the participating airport lounges, Cardholders need to present their HSBC RuPay Cashback Credit Card and state their intention to avail the lounge facility. The cardholders must present HSBC RuPay cashback credit card, Boarding pass, and any additional identification if required by the lounge operator. source ↗

Primary, add-on and guests

Lounge access charge for guests is not complimentary. source ↗

Validity and timing

If the Cardholder’s visit falls under the prescribed entitlement of 2 complimentary international lounge visits, it will subsequently be reversed within 15 business days source ↗

Where access works

Please visit: https://www.rupay.co.in/lounges to find the list of participating lounges. This list of lounges is subject to change, from time to time. The list of lounges may be modified, added or withdrawn by RuPay/Bank without prior notice. source ↗

You will be able to avail the entitled quota of complimentary lounge accesses at participating lounges, at airports outside India only. source ↗

Charges and exclusions

If the Cardholder exceeds the quota of 2 complimentary international lounge visits, the applicable lounge access fee plus taxes – that is the Indian Rupees equivalent of USD 35 - will be charged to the Credit Card account source ↗

Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.

Check HSBC's current card page

Points

Make the most of this card

We have not yet verified a practical rewards guide from this card's own documents.

Benefits

2
Conditions apply — read the clause.

Earns, up to a limit

1

The normal rate, until a ceiling in the terms.

Earns nothing

8

Spend here and the terms say you earn no rewards.

Earns the normal rate

1

Every line above is read from HSBC's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.