← IDFC FIRST Bank cards
IDFC FIRST Bank

LIC IDFC FIRST

IDFC FIRST Bank

Spending abroad
0% markup

Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.

Earns more

10

Airport lounge access

Outside IndiaNot confirmed
in the previous month
More from the issuer 1

Visit limits and reset periods

Depending on the card variant, IDFC FIRST Bank credit cards offer Lifestyle benefits like discounts on shopping, dining or movies and complimentary rounds of golf every month; travel benefits like complimentary airport lounge access; and other benefits like in-app online discounts, and discounts at health and wellness outlets.

Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.

Check IDFC FIRST Bank's current card page

Points

Make the most of this card

Use the bonus earning channel

10X 5X Reward Points on paying Reward Points on LIC policy premium Essentials & other eligible spends

More rules and steps

5X Rewards on Essentials (Grocery, Utilities, Railways, FASTag, Education and Government payments) up to 600 RP per month

Benefits

4
Conditions apply — read the clause.

Earns nothing

5

Spend here and the terms say you earn no rewards.

Terms disagree

1

Two clauses say different things. We are not guessing which one applies.

Earns the normal rate

1

Dated changes

1

Dates the terms name for something changing.

Section II: Effective June 18, 2026, get Bonus Reward Points on your LIC Select Credit Card on Flights & Hotel bookings done via the Platform as per the following structure: Table 2.1: Travel Bookings Bonus Reward Points

Every line above is read from IDFC FIRST Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.