Section II: Effective June 18, 2026, get Bonus Reward Points on your FIRST Select Credit Card on Flights & Hotel bookings done via the Platform as per the following structure: Table 2.1: Travel Bookings Bonus Reward Points
FIRST Select
IDFC FIRST Bank
Spending abroad
0% markup
Earns more
4Airport lounge access
in the previous month
More from the issuer 17
Visit limits and reset periods
Airport Lounges Offer Terms & Conditions: Privileges: Cardholders can enjoy up to 1 complimentary visits per quarter to select airport lounges in India Spending Requirements: source ↗
Every Exceptional Exceptional Complimentary Access to Domestic Airport lounges journey can be an adventure adventure 1 Complimentary domestic airport lounge visit per quarter, on spending ₹ 20,000 in the previous month source ↗
Lounge Access : Fair Usage Policy: To preserve the exclusivity and comfort of your complimentary lounge benefits, access is governed by a fair usage policy. As part of this, system-led checks may limit back-to-back usage within a short window. This ensures a seamless and elevated experience for all cardholders, without impacting genuine travel needs. Child Entry: Complimentary entry for children below two years is at the discretion of the participating lounges. Cardholders are encouraged to confirm this policy at the lounge entrance before entering. source ↗
Spend and eligibility
The list of eligible lounges is subject to change from time to time.
All Fresh Purchase Transactions, Cash Withdrawal and net of Refunds/reversals shall be considered as Lounge part of eligible spends. 2 d.
How to enter
Eligibility and Presentation: Present your IDFC First Credit Card plus a valid same/next-day ticket or boarding pass at participating lounge entrances.
Flight Information: Participating airport lounges are not contractually obligated to announce flights or remind customers of their flight boarding times.
Guests are required to present their valid train ticket and any government-issued identity proof at the lounge's entrance.
Primary, add-on and guests
Access Limitations: This program is open only to cardholders carrying an FIRST Select Credit Card issued in India. Each cardholder is permitted one entry per visit. Any additional guests or services will 1 incur extra charges. Airport Lounge Lounge Facilities: Each lounge follows certain food offerings; customer is responsible for making prior inquiries in this respect with the lounge before entry. 2 source ↗
Guest access and fees are subject to the terms and conditions of participating lounges.
Validity and timing
Customers can access the lounge for up to 3 hours.
Additional Charges After 2 Hours: After 2 hours of lounge stay, the lounge reserves the right to charge the cardholder for respective services. source ↗
Where access works
Alcoholic Beverages: Alcoholic beverages are not part of the offer at lounges situated at domestic departure/terminals.
Charges and exclusions
Movie discounts, Lounge, ₹2000 cashback, 1% Forex Fee, Golf, Spa access source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check IDFC FIRST Bank's current card page
Points
Make the most of this card
Use the bonus earning channel
10X Reward Points on Dining, Travel, and International purchases from thefirst transaction and on your birthday.
More rules and steps
--> FIRST Select Credit Card now comes with Zero Forex Markup Apply Now Earn 10X Reward Points on international spends
Keep the rewards you earn
Reward Points will be valid for 24 months from the date they are credited.
More rules and steps
Reward Points earned shall be valid for a period of 24 months from the date they are credited.
Reward program – FIRST Select Credit Card use accumulates up to 10X Reward Points on Dining, Travel, and International purchases from the first transaction and on her birthday, which can be so easily redeemed that it is as good as money. Reward Points are valid for 24 months from the date they are credited.
Benefits
6Conditions apply — read the clause.
Earns nothing
6Spend here and the terms say you earn no rewards.
Terms disagree
3Two clauses say different things. We are not guessing which one applies.
Earns the normal rate
4Dated changes
1Dates the terms name for something changing.
Every line above is read from IDFC FIRST Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.