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IDFC FIRST Bank

FIRST WOW! Black

IDFC FIRST Bank

Annual fee
₹750
Spending abroad
0% markup

Earns more

7

Airport lounge access

Conditions apply
More from the issuer 18

Visit limits and reset periods

#1 domestic airport lounge access per quarter; Lounge access will be activated on spending ₹ 20,000 *Cash withdrawal fee of ₹ 199 + GST is applicable per withdrawal. source ↗

4 complimentary domestic lounge accesses per year (1 per calendar quarter) How to Access Domestic Airport Lounge: source ↗

4 complimentary domestic Up to 16.7% Bonus airport lounge access Reward Points on # every year travel bookings source ↗

Spend and eligibility

Lounge Facilities: Eligible cardholders receive access to the lounge, including food and beverages, 2 as applicable under the agreement between DreamFolks and the lounge.

Earn up to 50 Bonus Reward Points on travel spends made on our app for available lounges source ↗

Program Changes: IDFC FIRST Bank reserves the right to modify, amend, change or revoke the program at any time without prior intimation. The list of eligible lounges is subject to change from time to time. source ↗

How to enter

Any extension of the validity or reactivation will not be entertained. 3 Airport Lounge

Eligibility and Presentation: This program is applicable at select lounges in India, and it is available to cardholders with an active FIRST WOW! Black. To access participating airport lounges under the program, cardholders must present their FIRST WOW! Black / DreamFolks Card and a valid air ticket or boarding pass for travel on the same or next day at the entrance of the participating lounges. source ↗

Flight Information: Participating airport lounges are not contractually obligated to announce flights or remind customers of their flight boarding times.

Validity and timing

Movie Offer To - Ezava, Sumetra - Sumetra.Ezava@marsh.com Lochana.Desai@Marsh.com Cc - Shirsat, Hiren - Hiren.Shirsat@marsh.com 3 Airport Step 6: Claims wi ll be processed within 30 working days after submission of all the documents Lounge mentioned in the below list.

Customers can access the lounge for up to 2 hours prior of departure.

Where access works

Alcoholic Beverages: Alcoholic beverages are not part of the offer at lounges situated at domestic departures/terminals. source ↗

Lounge Terminal Terminal Type Gate Type State City Mandarin Lounge T1 Domestic Departure Maharashtra Nagpur source ↗

Charges and exclusions

Fee, charges and EMI amortization and the corresponding GST will not be considered for lounge benefit source ↗

Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.

Check IDFC FIRST Bank's current card page

Points

Make the most of this card

Use the bonus earning channel

o 4X reward points on online, offline and international spends​

More rules and steps

--> Earn up to 3X Reward Points (up to 1% value back ) on UPI Payments

Keep the rewards you earn

The Bonus Reward Points on are capped at 8,000 Reward Points per month

More rules and steps

- 10% Bonus Reward Points on flight bookings.​ - 16.7% Bonus Reward Points on hotel bookings.​ ​ Capped at 8,000 Reward Points per month

5. There would be a capping on the Reward Points that can be redeemed for making hotel or flight bookings through 'FIRST Rewards Gallery' section on IDFC FIRST Bank Mobile App in a calendar month and calendar year as shown below:

Benefits

5

Earns nothing

4

Spend here and the terms say you earn no rewards.

Terms disagree

2

Two clauses say different things. We are not guessing which one applies.

Earns the normal rate

4

Every line above is read from IDFC FIRST Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.