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Kotak Mahindra Bank

Mojo Platinum

Kotak Mahindra Bank

Joining fee
₹1000
Fee waived if you
spend ₹30,000

Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.

Earns more

4

Airport lounge access

Conditions apply
Outside IndiaNot confirmed
More from the issuer 4

Visit limits and reset periods

Please note, w.e.f. 1 st June 2025, customer need to spend ₹75,000 or more in a calendar quarter to enjoy 2 Airport Lounge accesses in the next calendar quarter source ↗

The complimentary airport lounge access has been a game-changer for my travel experiences. It's such a relief to relax in luxury while waiting for my flights. Additionally, earning unlimited 2.5 reward points for every 100 spent online is fantastic. KotakMojo truly understands the needs of its customers! source ↗

Spend and eligibility

Earn Mojo points on spends done against every Rs. 100 Enjoy Airport Lounge Access, Gourmet meals and much more source ↗

Charges and exclusions

As a frequent online shopper and traveler, the Kotak Mojo credit card has been a lifesaver. The complimentary airport lounge access is a luxury I never thought I'd have, but it's become an essential part of my trips and the fuel surcharge waiver of up to 3500 annually is incredibly beneficial during my road trips. source ↗

Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.

Check Kotak Mahindra Bank's current card page

Points

Make the most of this card

Keep the rewards you earn

Get 2500 Mojo points every quarter on spending Rs. 75,000. Valid for the first year (since issuance) only.

Plan for a spend milestone

In addition to the Mojo points that you earn on every transaction, you can also be eligible for an extra 2500 reward points on meeting the below spends criteria. This is a quarterly milestone (quarters calculated from issuance date) and applicable for the first year only.

Benefits

3
Only after ₹50,000 spend
Conditions apply — read the clause.

Earns nothing

9

Spend here and the terms say you earn no rewards.

Every line above is read from Kotak Mahindra Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.