Royale Signature

Kotak Mahindra Bank

Joining fee

₹1499

Fee waived if you

spend ₹100,000

Compare with

Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.

Earns more

Airport lounge access

Conditions apply

Outside IndiaNot confirmed

Visit limits and reset periods

Please note, w.e.f. 1st June 2025, spend ₹75,000 or more in a calendar quarter to enjoy Airport Lounge access in the next calendar quarter. source ↗

Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.

Check Kotak Mahindra Bank's current card page

Points

Point values and transfers→Not confirmed from this card's documents yet.

Make the most of this card

Plan for a spend milestone

Milestone Benefits on annual spends of ₹8 lakhs Annual Fee Waiver (on anniversary spends of ₹1 lakhs or above)

Benefits

Only after ₹1,00,000 spend

Conditions apply — read the clause.

Earns nothing

Spend here and the terms say you earn no rewards.

Every line above is read from Kotak Mahindra Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.