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Kotak Mahindra Bank

Zen Signature

Kotak Mahindra Bank

Joining fee
₹1500
Fee waived if you
spend ₹150,000

Only part of this card's detail is published where we can read it. Anything missing below is missing from the issuer's documents, not proof the card lacks it.

Earns more

5

Airport lounge access

Conditions apply

Check Kotak Mahindra Bank's current card page

Points

Make the most of this card

Plan for a spend milestone

Bonus Zen points will be credited to your card account at the end of an anniversary period* as per the eligibility. Customer will be eligible for Bonus Zen Points basis only one of the Milestones at the end of the term. For e.g. if someone has achieved spends of ₹6 Lakhs, he/she will be entitled to only 15,000 reward points.

Keep the rewards you earn

Earn 5 Zen Points for every ₹150 on all other spends. The reward points earned on all transactions will be capped at 6,500 points per billing cycle

Benefits

3
Only after ₹1,50,000 spend
Conditions apply — read the clause.

Earns nothing

10

Spend here and the terms say you earn no rewards.

Earns the normal rate

1

Every line above is read from Kotak Mahindra Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.