Dynamic currency conversion Markup Fee: With effect from 20th May 2026, a Markup fee of 1.75% will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas.
Regalia Activ
HDFC Bank
Annual fee
₹2,500
Airport lounge access
Conditions apply
More from the issuer 13
Visit limits and reset periods
Priority Pass Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
Lounge access within India – 2 lounge access per calendar quarter on meeting spends criteria of ₹1 lakh in a calendar quarter. source ↗
Lounge access outside India – 6 complimentary lounge access in a calendar year using priority pass. source ↗
Spend and eligibility
All usage of the Participating Airport Lounges under the Program is conditional upon presentation of a valid eligible Card, and the Bank, in its sole and absolute discretion, may alter, cancel, or amend eligibility of any credit card, or card feature/benefits, at any time without prior notice.
How to enter
To use the Participating Airport Lounge, customer's Regalia Gold / Regalia Activ card must be validated at point of entry by swiping a transaction of a nominal charge.
Primary, add-on and guests
If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit If you use your Priority Pass for lounge access within India, you will be charged at US $27 + GST per visit Guests accompanying primary card holder must have an Add-on Credit Card with their own Priority Pass.
l. Priority Pass Lounge Charges: (For Regalia / Regalia Activ / Doctor's Regalia / Regalia Gold/ Tata Neu Infinity/ Business Regalia/ BizPower) : All lounge visits within India using Priority Pass will be charged at $27 (in INR equivalent) + Taxes per person per visit. All lounge visits outside India beyond the complimentary cap will be charged at $27 (in INR equivalent) - Taxes per person per visit. Please refer the product features of the card for details on bank website. All guest/s (person accompanying the priority pass holder) will be charged at $27 (in INR equivalent) + Taxes per person per visit. source ↗
Validity and timing
Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 - 3 hours) to prevent overcrowding.
Where access works
K) Lounge Access Priority Pass - Charge of $27 + taxes, will be Version 2.5 Dated – Sep 2025 source ↗
Domestic Airport Lounge Access Program for Credit Cards Lounges applicable for Regalia Activ Credit Cards: for list of lounges source ↗
Charges and exclusions
Rs. 2 reversal on card itself does not mean that lounge access has been voided.
Note: Visits exceeding the complimentary quota & Lounges not covered under the programme will be allowed at the discretion of lounge and will also be chargeable by the Lounge. source ↗
Check the programme's lounge list for your airport and terminal. An international flight does not by itself make a lounge an overseas one.
Check HDFC Bank's current card page
Points
Make the most of this card
Keep the rewards you earn
8. Redeem up to maximum of 70% on the travel bookings (Flights, hotels and experiences) using Reward Points. The balance amount will need to be paid via credit card.
Benefits
3Conditions apply — read the clause.
Conditions apply — read the clause.
Earns, up to a limit
4The normal rate, until a ceiling in the terms.
capped at 2000 Reward Version 2.5 Dated – Sep 2025 Points per calendar month
capped at 2000 RP per calendar month c
capped at 2000 Reward Version 2.5 Dated – Sep 2025 Points per calendar month
Earns nothing
8Spend here and the terms say you earn no rewards.
Dated changes
2Dates the terms name for something changing.
Dynamic currency conversion currency conversion Markup Fee: With effect from 15th May 2026, a Markup fee of 1.75% will be levied
Every line above is read from HDFC Bank's own published documents. Tap a line to see the clause. Before a large payment, check the linked document yourself.