Points & transfers

Regalia Activ · HDFC Bank

Best use

₹0.50

a point on flights & hotels

As cashback

₹0.15

a point

What a point is worth

One point, spent on each route.

via SmartBuy

Limits

Caps that decide whether the best route is open to you.

Read from HDFC Bank's published documents and checked line by line. Ratios and caps change; confirm on the issuer's rewards portal before moving points. A transfer usually cannot be undone.